Terms of Use

Effective: June 25, 2026

These Terms of Use ("Terms") govern your use of the Nationwide Final Expense website at finalexpenseinsurance.com. By using this site, you agree to these Terms.

Educational Information Only

The information on this site — including guides, blog posts, and service descriptions for products like guaranteed acceptance burial insurance, funeral planning assistance, preneed contracts, and irrevocable funeral trusts — is general and educational. Nothing on this site is an insurance offer, contract, recommendation, or legal advice. Coverage availability, premiums, plan tiers, waiting periods, and benefit amounts depend on your specific application, your state of residence, and the underwriting decision.

Quote and Application Process

Requesting a quote or completing an online form does not create coverage. Coverage begins only after a written application is reviewed and approved by us, the premium is paid, and the policy is issued in your name. Statements on this site about premiums, payout speed, or features describe general policy terms — your individual policy is the controlling document.

Eligibility

Funeral Advantage policies are available to adult applicants residing in eligible U.S. states. Specific products and underwriting tiers vary by state and applicant health profile. Some plans involve waiting periods. You must be at least 18 years old (or the age of majority in your state) to apply.

Trademarks

"Nationwide Final Expense", "Funeral Advantage", and the Funeral Consumer Guardian Society (FCGS) name and logo are owned by us or our licensors. You may not use these without prior written permission.

Third-Party Links

This site may link to third-party websites for context or convenience. We are not responsible for the content, accuracy, or privacy practices of third-party sites.

No Warranties

This site is provided "as is" and "as available." We make no warranties about the accuracy, completeness, or timeliness of any information. Average funeral costs cited on the site are based on regional benchmarks and may differ from costs in your specific situation.

Limitation of Liability

To the maximum extent permitted by law, we are not liable for any indirect, incidental, or consequential damages arising from your use of this site. Nothing in these Terms limits our liability for fraud, willful misconduct, or any liability that cannot legally be limited.

Governing Law

These Terms are governed by the laws of the State of Arizona, without regard to conflict-of-laws principles. Insurance contracts issued to Texas residents are governed by Texas insurance law.

Changes to These Terms

We may update these Terms from time to time. Continued use of the site after a change means you accept the updated Terms.

Contact

Questions about these Terms? Contact us:

Nationwide Final Expense
4343 East Camelback Road, Suite 400
Phoenix, Arizona 85018
Phone: (800) 930-7459
Email: info@finalexpenseinsurance.com