Central Texas landscape near Austin

Travis County

Affordable Burial Insurance for Austin, TX Seniors

Burial insurance in Austin, TX — no medical exam, easy qualification, and claims paid in 24 hours. Local Funeral Advantage coverage from $5,000 to $35,000.

4.8 ★
Trusted by 1M+ policyholders
24 hrs
Approved claim payout
63+
Years serving families
No Exam
One-page application

What Happens When There's No Funeral Plan

The hardest moment for a family is also the most expensive. A small plan now spares them both.

Funeral costs over $10,000

Traditional burial in the Austin area averages about $7,912, and total costs often top $10,000 once add-ons are included.

Declined for life insurance

Many seniors are turned away because of age or health. Standard underwriting rules out coverage that families really need.

No plan in place

When a loved one dies suddenly, families face thousands in costs and impossible decisions in the middle of grief.

Overwhelmed by funeral homes

Comparing prices, reading contracts, and avoiding upsells at the worst possible time is a lot to ask of any family.

Serving Central Texas Seniors Since 1963

Austin-area families face traditional burial costs averaging $7,912 for a full service, with total expenses often reaching $10,000 or more once cemetery charges and death certificates are included. Cremation with a service averages roughly $5,890 locally.

Our licensed agents work with families in Travis Heights, Hyde Park, Bouldin Creek, and across the broader metro area. When a claim is approved, families typically need cash on hand quickly for the funeral home deposit at local providers like Cook-Walden and Weed Corley Fish.

For qualifying low-income families, the Travis County Burial Program provides limited basic assistance. A Funeral Advantage policy guarantees an unrestricted benefit paid within 24 hours of claim approval, so your family has funds ready without waiting on a county caseworker.

Areas served

  • Travis Heights
  • Hyde Park
  • Tarrytown
  • Bouldin Creek
  • Mueller
  • Riverside
  • East Austin
  • South Austin
  • North Austin
  • Rundberg

Local landmarks

  • St. David's Medical Center
  • Dell Seton Medical Center at The University of Texas
  • Barton Creek Mall
  • The Domain
  • Ascension Seton Medical Center Austin
  • Austin Community College
Senior adult walking in the Austin area

Our Burial Insurance Plans

No medical exam

A one-page application with a few simple health questions. Most Austin applicants qualify the same day.

24-hour claim payout

Approved claims paid in cash within 24 hours so your family has funds for the funeral home deposit and what comes next.

Personal Funeral Advisor

A live advisor calls Austin-area funeral homes, compares prices, and reviews contracts on your family's behalf.

How to Get Coverage in 4 Simple Steps

From quote to policy to claim, every step is simple and no-pressure.

1

Get your free quote

Call or fill in the online form. No personal medical history needed to get a rate.

2

One-page application

A few simple health questions, no medical exam. Most applicants qualify the same day.

3

Policy issued

Pick your coverage from $5,000 to $35,000. Your premium is locked in for life.

4

24-hour claim payout

When the time comes, approved claims are paid within 24 hours so family has cash on hand.

Ready to Protect Your Family?

No medical exam, no pressure. A licensed advisor will tell you honestly whether the coverage fits.

Why Central Texas Families Choose Nationwide

We treat a hard subject with dignity and make a confusing decision feel simple.

Approved claims paid in 24 hours

Your family has cash on hand right when they need it, not weeks or months later.

No medical exam to qualify

A one-page application with a few simple health questions. Most applicants qualify.

Pre-existing conditions accepted

Health issues that get you declined elsewhere don't disqualify you with us.

Premiums never increase

A fixed monthly rate from day one. Locked in for the life of the policy.

Personal Funeral Advisor included

A live advisor calls funeral homes for your family, compares prices, and reviews contracts - at no extra cost.

A.M. Best A- and BBB A+ rated

A 63-year-old company with more than 1,000,000 policies in force across the country.

What Austin-area families say

Real stories from policyholders who trusted us with the most important plan they ever made.

"After being turned down twice for my health, I was sure no one would cover me. They approved me with just a one-page form and no exam. Such a relief."

Carol R.

Round Rock, TX

"When my husband passed, their advisor called the funeral homes for us and saved us thousands. I don't know how we'd have managed the paperwork on our own."

Dolores M.

Austin, TX

"The claim was paid the very next day. The money was there when we needed it, not weeks later. Exactly what they promised."

James T.

Georgetown, TX

Austin Burial Insurance Questions Answered

What is the average funeral cost in Austin, TX?

A traditional burial in the Austin area averages about $7,912, while cremation with a service averages around $5,890. Direct cremation can run as low as $2,500. A Funeral Advantage policy is sized to cover these typical costs and leave a margin for outstanding bills.

Do you work with Austin-area funeral homes?

Yes. Our Funeral Consumer Guardian Society advisor works with local providers including Cook-Walden, Weed Corley Fish, and Austin Natural Funerals, and will compare prices at up to three funeral homes on behalf of your family.

Do you serve Travis Heights, Hyde Park, and other city neighborhoods?

Yes. We serve seniors across Travis Heights, Hyde Park, Bouldin Creek, Mueller, Riverside, South Austin, East Austin, and all surrounding neighborhoods in the Travis County area.

How quickly can I get a burial insurance quote?

Most applicants receive a same-day quote. There is no medical exam — just a one-page application with a few health questions. Policies are typically issued within days of applying.

Can I qualify for coverage with a pre-existing health condition?

Yes. Most applicants with pre-existing conditions qualify on a simplified-issue basis. For more severe conditions, a guaranteed acceptance option is available with a modified benefit and a 2 to 3 year waiting period.

Ready to protect the ones you love?

Get a free quote in minutes — no medical exam, no pressure. Most applicants qualify.